Woman sitting on a sofa with shopping bags holding a cell phone and credit card

15 Best Money-Saving Cash Back Apps to Use When Shopping

I make money on some of the products and services I mention on Thinking Frugal through affiliate relationships. I never endorse a product or service unless I believe it will benefit my readers.

Even if you aren’t a frequent shopper or you don’t enjoy shopping, you still have to buy essential items to meet your basic needs, like food and clothing. So, why not get something in return for those necessary purchases?

If you’re looking for a great way to save money on your purchases, you should definitely check out cash back apps. These apps give you money back on every purchase that you make.

I’ve put together a list of the 15 best money-saving cash back apps to help you save when you shop. And, the best part is, you can use some of these simultaneously.

What Are Cash Back Sites?

Cash back sites allow users to get a percentage of their spending back as cash rewards or credits. 

These sites partner with various retailers and businesses, and when users make purchases through the site, they receive a portion of the purchase price as cash back. Users can accumulate cash rewards and redeem them for gift cards, PayPal cash, or bank deposits. 

Cash back sites are designed to incentivize users to make purchases through the site and promote customer loyalty for participating businesses.

Benefits of Using Cash Back Sites

Cash back sites offer several benefits, including:

  • Savings: Cash back sites offer an opportunity to save money on your purchases. You can earn back a percentage of the money you spend on shopping, which can add up over time.
  • Easy to use: Cash back sites are generally easy to use. You simply sign up for an account, shop at participating retailers through the site, and earn cash back on your purchases.
  • Variety of retailers: Many cash back sites work with a variety of retailers, including popular brands and online marketplaces. This gives you many shopping options and opportunities to earn cashback.
  • Additional discounts: Some cash back sites also offer additional discounts, such as promo codes or coupons, which can increase your savings even further.
  • Free to join: Cash back sites are typically free to join, and there are no hidden fees or charges, which means you can start earning cashback right away without any upfront costs.
  • Convenient: Cash back sites are convenient to use, as you can shop from the comfort of your own home and earn cash back without any additional effort.

Cash back sites can be a great way to save money on your shopping and earn some extra cash without any additional effort. 

Make an Extra $100+ Per Month for Free:

Earnably: Earn gift cards or PayPal cash to watch videos, complete surveys, and more.
GrabPoints: Earn money watching videos, completing surveys, downloading apps, and more.
Ibotta: Get paid to shop.
InboxDollars: Get paid to watch videos, shop, complete surveys, and more.
InstaGC: Earn gift cards, or PayPal cash by watching videos, taking surveys, shopping, and more.
Swagbucks: Earn gift cards, or PayPal cash by watching videos, taking surveys, shopping, and more. 

Woman sitting on a sofa with shopping bags holding a cell phone and credit card

Best Cash Back Sites for Saving

RebatesMe

RebatesMe is a cash back and coupon website that lets you earn money back on online purchases from various retailers. You can sign up for free, shop through RebatesMe’s link, and earn cash back on your purchases, which you can then redeem for cash or gift cards. RebatesMe also offers coupons and deals from its partner retailers to help shoppers save money.

RebatesMe partners with hundreds of popular retailers, including Amazon, Walmart, and Sephora, making it a popular choice for shoppers looking to earn rewards on their online purchases.

InboxDollars

InboxDollars is a cash back and rewards platform that lets you earn cash back on your online purchases. 

You can earn cash back for shopping through InboxDollars because they partner with a large variety of retailers to provide exclusive deals and discounts to their members. 

Ibotta

Ibotta is a mobile app that offers you cash back rewards for purchasing groceries, clothing, electronics, and other products at participating retailers. 

You can browse offers, add them to your account, and then upload a photo of your receipt to redeem the cash back. 

Ibotta also offers additional ways for you to earn cash back, such as by linking a loyalty card or making purchases through the app. The app is free to use and is available on both iOS and Android devices.

Rakuten

Rakuten helps you save money by offering a cash back program where you can earn a percentage of your purchase amount back as cash back when you shop at a participating retailer through Rakuten’s links. 

Rakuten also offers coupons and deals from its partner retailers, allowing you to save money on your purchases. By using Rakuten for your online shopping, you can earn cash back and take advantage of deals and discounts to save money on your purchases.

Swagbucks

Swagbucks is a popular cash back rewards program that can help you save money on everyday purchases. When shopping through Swagbucks, you can earn points called SBs in exchange for every eligible purchase you make. Points can be redeemed for gift cards or cash, helping you get discounts on items and services you would have paid full price for otherwise. 

To start earning SBs, simply sign up for an account and shop at any of the thousands of participating retailers to start saving money today.

Checkout51 

Checkout51 is a mobile app and website that offers cash back rewards for purchasing specific products at participating stores. You can browse available offers and add them to your account, then submit a picture of your receipt after making the purchase. Once the receipt is verified, your account is credited with cash back rewards, which can be redeemed once a minimum threshold is reached. 

Checkout51 offers a wide range of offers for grocery, household, and personal care products, and it is free to use for both Android and iOS users.

Receipt Hog

Receipt Hog is a mobile app that lets you earn rewards for uploading pictures of your receipts from purchases made at grocery stores, retail stores, and restaurants. The app accepts receipts from various retailers, and the rewards you earn can be redeemed for cash or gift cards. 

Fetch Rewards 

Fetch Rewards is a mobile app that makes it easy to save money when shopping. By scanning receipts and store loyalty cards after purchases, you can earn points that can be used for rewards such as discounts on future purchases. 

The app also provides users with access to exclusive deals and promotions. Using Fetch Rewards is an easy way to save money while shopping online or in-store.

MyPoints

MyPoints is a great way to save money when you shop. You can earn points on every eligible purchase you make with a participating retailer, which you can later redeem for gift cards, discounts, and cash back rewards. 

With MyPoints, you can save money on holiday gifts, everyday items, and more, all without having to do any extra work. Plus, since the program is free, the more you shop, the more rewards you’ll get. 

Dosh 

Dosh is a cash back rewards program that lets you save money when you shop online or in-store. 

With Dosh, you can easily find discounts and get cash back on your purchases. The app searches for offers and coupons from thousands of merchants and automatically applies them to your purchases. This helps you to save money and earn rewards with little effort required on their part.

Drop

Using the Drop app can save you money when you shop because it offers cash back rewards for purchases made at participating retailers. Once you download the app and connect your debit or credit card, you can earn points for every dollar spent at eligible stores. You can redeem your points for gift cards to popular retailers, including Amazon, Starbucks, and Target, among others. 

The app also offers personalized recommendations and exclusive deals that can help you save even more money. The Drop app is free to use and offers a simple and user-friendly interface. 

Shopkick 

Shopkick is a rewards program that helps you save money while shopping. The app gives you points for completing various activities like scanning items in-store, making online purchases, and walking into stores. 

Points can be redeemed for gift cards and discounts on future purchases. With Shopkick, you can easily earn rewards and save money when shopping.

ReceiptPal 

ReceiptPal is a great way to save money and earn rewards when shopping. The app lets you scan your receipts from online or in-store purchases and earn points for each receipt submitted. Points can be redeemed for gift cards or discounts, incentivizing you to use the app when you shop. 

RetailMeNot

RetailMeNot is a website, and mobile app that offers coupon codes, promo, and cash back offers for a wide range of online and in-store retailers. You can search for deals and discounts from popular brands and stores, and the site also offers a browser extension that can automatically apply coupon codes at checkout. 

RetailMeNot is free to use and offers a user-friendly interface with various ways to save money on your purchases.

TopCashback

TopCashback is a cash back website that allows you to earn money back on online purchases from various retailers. You can sign up for free, click through to the retailer’s website from TopCashback, and earn a percentage of your purchase as cash back. The cash back can then be withdrawn to your bank account, PayPal account or used for gift cards.

Final Thoughts

Saving money while shopping is essential in today’s economy, and there are many apps and websites that can help you do just that. Whether it’s earning points for rewards, finding discounts or coupons, or getting cash back on your purchases, these apps offer a variety of ways to save. 

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